Medicare Supplements Medicare Supplements, also known as Medi-Gap Plans, are health insurance policies sold by private heath insurance companies to fill the "gaps" in Medicare coverage.

Medicare Part D This new prescription benefit offered by Medicare is administered by private health insurance companies to reduce the administration costs involved with a governmental agency. The difficulty of this program is determining if it is financially beneficial for the person to pay for drug card and which company is best for their situation. Our reccommendation is to visit Medicare.gov to complete their comparison of the various companies by listing the medications they are prescribed. This will help determine the best company and plan for each situation.

Long Term Care Insurance The biggest misconception of Long Term Care Insurance is that it is Nursing Home insurance. Yes, it will pay for nursing home expenses and give you the opportunity to choose your facility and allow for a private room that Medicaid does not. However, the most important benefit is the ability to receive care at YOUR home and stay out of the nursing home. Most policies now include 3 types of benefits: Nursing home, Community care and Home Health Care. Who wouldn't rather stay at home over going to a nursing home? For more information visit this site LTCinsurance.com.

For a quote on any of these coverages, click here.