Finding The Right Plan For You

Comparing health insurance plans can be a complex process.  There are many different things to think about.  Do I want a PPO or a HMO?  How much of a deductible do I want or need?  Which carrier should I choose?  All these questions are important and sometimes the answers are not quite as easy.   

The first step when you are researching health insurance plans is to consider your own health history.  It is important to know what you have used and what you need as far as medical services.  Do you take a lot of medications?  Do you have routine doctor visits?  Or do you need regular lab work?  Each health insurance plan offers its own unique benefits and also has their own gaps in coverage.  There are a lot of plans that have strong medication coverage but large deductibles.  Or there are health insurance plans that have weak lab coverage but strong hospital benefits.  When using our website, you can filter by how much you can afford to spend and also by other things such as deductible, type of plan, and carrier. 

This will help you narrow down your results into a few choices.  Then it is important to look at each plan detail and see what makes the most sense for your money.