Getting The Most Out Of My Insurance

Many people ask the same important questions.  Which plan is best for me?  Which benefits do I need?  What is the right amount to pay for individual health insurance?  These are all important things to know and should be researched carefully.   

Taking a look at the plan details, or benefit summary, will help you look at each benefit the health insurance plan offers.  For instance, many different plans offer different benefits for doctor visits, deductibles, coinsurance, and prescription medications....just to name a few.

When comparing plans side by side, look at what you want to spend per month and also your health history.  Crunching the numbers based on your health history and probability of using the same medical services is a good way to forecast how much you will spend per year.  Each plan has its strengths so its important to know what you want.