When Do I Add My New Born?

Most carriers give you 10-30 days to add your new born to the health insurance plan.  It depends on the state so make sure to check with your health insurance provider.  Most people ask if they can add their baby even before they are born.

The easy answer here is no.  You have to wait until you go through the birth and have the baby before you can add the baby.  For the most part, the charges for the birth will fall onto the mom.  It is important to make sure that you have health insurance coverage before you go through pregnancy.

If fact, some carriers may deny you if you are trying to get health insurance right before your due date.  It is very expensive for the health insurance carrier as well as the patient.  Please consult with your family so you can plan ahead.