Blue Shield of California Health Insurance Plans - 2011 Plans
Below are a list of all of the California Health Insurance Plans that Blue Shield of California offers. If you would like a free quick and easy quote on these plans simply enter the zip code above or click here.
Understanding what is covered and what is not under Blue Shield of California Health insurance Plans.
Access + HMO
The Access+ HMO plans offer a cost-efficient way to manage your health care, especially if doctor visits are often occured. The office visits for this plan are $25/$35. The Access+ Specialist allows you to visit a participating specialist within your Personal Physician's medical group without a referral for a $50/$35 copayment. The plan allows for the ability to choose a Personal Physician from an extensive network of doctors. Additionally, Dental benefits are a part of the Access+ HMO package for no additional cost.
Blue Shield of California - Access + HMO
Blue Shield of California - Access + Value HMO
Active Start Plan
The Active Start plans' offer low office visit copayments and generic drug with no annual deductible. Some of the plan features include: $25 or $35 copayments for office visits; no medical deductible; $10 copayments for generic prescription drugs at network pharmacies; two plans that offer generic-only prescription drug coverage option for better cost savings. In addtion, you would have access to one of California's largest PPO preferred provider networks.
Blue Shield of California - Active Start Plan 25 Generic Rx
Blue Shield of California - Active Start Plan 35 Generic Rx
Blue Shield of California - Active Start Plan 25
Blue Shield of California - Active Start Plan 35
Balance Plan
The Balance Plans are good if you want the balance of solid coverage with a reasonably low deductible and rates. Prior to meeting your deductible, the Balance Plans provide coverage for preventative care, doctor's office visits, generic prescription coverage, and emergency room care right away. Additionally, the plans offer a wide range of other quality benefits, inculding easy access to chiropractic care and acupuncture. All Balance Plans provide the same copayments, so you can select the most suitable deductible amount for you.
Blue Shield of California - Balance Plan 1000
Blue Shield of California - Balance Plan 1700
Blue Shield of California - Balance Plan 2500
Essential Plan
The Essential Plans simplify your coverage needs by combining medical, dental and vision benefits all in one package. The Essential Plans are individual-only plans that are ideal for those who do not need expensive full coverage like maternity and brand-name drugs.
Here are some plan features:
- Affordable Monthly Rates
- Affordable Copayments: Office Visits ($40), Generic prescription drugs at network pharmacies ($10)
- Manageable out-of-pocket medical costs
- Comprehensive coverage - includes medical, dental and vision care
- Available for Individuals Only
Blue Shield of California - Essential Plan 1750
Blue Shield of California - Essential Plan 3000
Blue Shield of California - Essential Plan 4500
Shield Spectrum PPO
The Shield Spectrum PPO Plans are for individuals and family that are looking for a robust health plan that provides coverage for doctor visits, preventative care, prescription drugs, maternity, hospital care and more. These plans give you a wide spectrum of benefits at predictable costs.
Blue Shield of California -Shield Spectrum PPO Savings Plan 1800
Blue Shield of California -Shield Spectrum PPO Savings Plan 3500
Blue Shield of California -Shield Spectrum PPO Savings Plan 4000
Blue Shield of California -Shield Spectrum PPO Savings Plan 5200
Blue Shield of California -Shield Spectrum PPO 5000
Blue Shield of California -Shield Spectrum PPO 5500
Vital Shield Plus
The Vital Shield Plus Plans provide vital health coverage you need with a range of different deductibles and $30 office visit copayments. These plans are available for both individuals and families, but do not cover maternity care, so the premiums will be less as a result. The PPO plans protect you in case of major medical events such as hospitalization, while offering you affordable and simplified coverage.
Here are some plan features:
- 3 annual office visits for a $30 copayment
- Annual Deductible options of $400, $900 or $2,900
- Carry-over deductible feature
- Generic prescription drug coverage (prior to meeting deductible) at network pharmacies
Blue Shield of California -Vital Shield Plus 400 Generic Rx
Blue Shield of California -Vital Shield Plus 900 Generic Rx
Blue Shield of California -Vital Shield Plus 2900 Generic Rx
Blue Shield of California -Vital Shield Plus 400
Blue Shield of California -Vital Shield Plus 900
Blue Shield of California -Vital Shield Plus 2900
Vital Shield
The Vital Shield Plans are available to individuals only. These plans cover for basic benefits and a low or moderate deductible in case of hospitalization, surgery or other major medical events. The lowered-priced PPO plans cover one office visit and generic drugs prior to meeting deductible. While they offer many popular benefits, they do not cover maternity care nor brand name prescription drugs.
Blue Shield of California -Vital Shield 900
Blue Shield of California -Vital Shield 2900
To start researching the right plans for you, click here to get instant quotes of all the major carriers in California.
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