Fast, Free and Secure Online Health Insurance Quotes
 
Share Print Bookmark
 
Customer Service: 1-888-662-8254  


Zip Code:

Home   >  Understanding Your Plan   >   Types of Plans   >   Prescriptions & Exclusions   >   Limitations & Exclusions
 
 

Health Net California

Optimum Advantage 4500NG Health Insurance Plan

A plan summary of the Health Net California Optimum Advantage 4500 NG Plan is detailed out below for both In Network and Out of Network coverage.

                                                In Network Out of Network

  Copay

No Charge after Deductible

50%

  Office Visits

No Charge after Deductible 50%

  Annual Deductible

Individual: $4,500 Family: $9,000 (2+ members, plan carries an embedded individual deductible, see benefit summary for details)

Individual: $4,500 Family: $9,000 (2+ members, plan carries an embedded individual deductible, see benefit summary for details)

  Annual Out-Of-Pocket  Limit

Individual: $4,500 Family: $9,000 (Deductible included)

Individual: $14,500 Family: $29,000 (Deductible included)

  Lifetime Maximum

Unlimited Unlimited

  Prescription Drugs

No Charge after Medical / Rx Deductible

Not Covered

  Laboratory & X-Ray

No Charge after Deductible 50%

  Annual Physical Exam

No Charge Not Covered

  Annual OB-GYN Exam

No Charge Not Covered

  Well Baby Care

No Charge Not Covered

  Outpatient Surgery

No Charge after Deductible 50%

  Emergency Room

No Charge after Deductible No Charge after Deductible

  Inpatient Hospital

No Charge after Deductible 50%

  Ambulance

No Charge after Deductible No Charge after Deductible

  Home Health Care

No Charge after Deductible 50%

  Mental Health - Outpatient

No Charge after Deductible (max 20 visits per year) Not Covered

  Chiropractic Care

No Charge after Deductible (12 visits max / year, limit $20 max / visit) Not Covered

  Acupuncture

No Charge after Deductible (12 visits max / year combined in and out of network Not Covered

  Mental Health - Inpatient

Not Covered

  Chemical Dependency

No Charge after Deductible (Detox only) 50% (Detox Only)

  Maternity Care

Not Covered Not Covered

                                                              


To learn more about your individual and family California health insurance options, the price of each plan and/or a detailed benefit summary of the plans, visit us here.

NOTICE! Final rates and benefits are based on actual plan selection (including plan riders you may request) and the assignment of any rate adjustment factors due to the health plan's underwriting guidelines.

Insurance Carriers We Work With




Health Insurance Quotes


We have health insurance quotes starting at only $79.00 per month!





 
Name:
Email:
Phone:
 
   


Site Map | Privacy Policy | Terms Disclaimer | Contact Us

Home | About Us | Health Insurance | PPO Plans | HMO Plans | POS Plans | Affiliate Programs
| FAQ | News

Health Insurance Outlet is a free online resource for health insurance quotes. When you fill out our secure form, we'll provide you with instant
health insurance quotes, enable you to view and compare plans, and connect you with agents licensed with top insurance companies.

Follow us on: Facebook Twitter

Copyright 2012 Health Insurance Outlet, a Division of Navali & Company. All Rights Reserved.
All Insurance Products Offered Through - Navali & Company Insurance Services: CA #0H05003