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Home   >  Understanding Your Plan   >   Types of Plans   >   Prescriptions & Exclusions   >   Limitations & Exclusions

Understanding what is covered and what is not under your insurance.

Every health insurance has an important section called limitations and exclusions.  This is a very important section to check out.  Please read this carefully to avoid pitfalls later.

The Fine Print……

The problem with this section is that most people do not read it.  Some typical limitations or exclusions are below.
  • Elective or cosmetic surgery
  • Fertility Treatment
  • Physical Therapy
  • Custodial Care
  • Weight Control Services
  • Immunizations
  • Glasses and Contact Lenses

Some plans also have riders attached to them to limit their exposure to pre-existing conditions.  Please read this section carefully to see how it impacts you.

To start researching the right plans for you, click here to get instant quotes of all the major carriers in California. 

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