Health Insurance Exchange
Their are many different types of California individual health insurance plans in the marketplace. It is our job to make the process as simple and efficient as possible.
To start researching the right plan for you, please click here.
Health Insurance Exchange And What It Means To Me
Starting in 2014, overall health care and the way it will be delivered will be changing significantly. Each state is mandated to start its own health insurance exchange in an effort to provide easy access to affordable health insurance, for all Americans. If states are not ready by 2014 to have exchanges up and running, then the federal government will take over and run the health insurance exchange for the state.
Both individuals and small businesses will have to opportunity to take advantage of the health insurance exchange.
Goals Of Each Health Insurance Exchange
- Provide minimum qualified health insurance plans to both individuals and small businesses
- Provide an easy platform to consumers so they can compare costs, benefits and quality
- Provide subsidies to those who qualify, both individuals and small businesses
- Market to the public the benefits of shopping for health insurance through the exchange
But Will This Work...?
Possible Challenges Health Insurance Exchanges Face
- Do not have expertise in health insurance like brokers and agencies do
- Limited customer service to guide consumers through the process
- Limited ability to help consumers pick the right plan that fits their needs
- Do not have the technology that makes it easy on consumers to compare and shop health insurance
- Adverse selection; only the sick will migrate towards the exchange
How We Can Help
We work with all the major health insurance carriers in your state. You can call us. Our health insurance agents have the expertise to help guide you through the process of buying health insurance. Many times, price is not the only factor to consider, we will work with you to make sure you pick the right plan that also fits your health history.
We are available by phone even after you buy health insurance. If you have any questions along the way, call our health insurance agents on staff and they will help you, now!
California Insurance Carriers We Work With:
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